why am i getting rummy circle otp

when i am sending an amount more than 2000(inr) i am getting the error 'you have exceeded the maximum transaction amount set by your bank' even though i have

i am eligible for free noise earbuds so i installed rummy circle app and completed all tasks in this free noise earbuds campaign , but still

text of complaint by pavan roochandani: i am getting continuos calls from rummy circle nd they are sending me some otp in the call , i dont